{"id":29791,"date":"2023-09-29T15:07:53","date_gmt":"2023-09-29T13:07:53","guid":{"rendered":"https:\/\/blog.inspiritmutua.com\/cat\/?p=29791"},"modified":"2023-09-29T15:07:55","modified_gmt":"2023-09-29T13:07:55","slug":"estalvia-sense-adonarten-savins","status":"publish","type":"post","link":"https:\/\/blog.inspiritmutua.com\/cat\/estalvia-sense-adonarten-savins\/","title":{"rendered":"Estalvia sense adonar-te\u2019n amb SAVINS"},"content":{"rendered":"\n<p>Tots sabem que quan ets jove \u00e9s dif\u00edcil tenir diners. Compaginar els estudis amb una feina pot ser gaireb\u00e9 impossible. Per aquest motiu, a <strong><a href=\"https:\/\/www.inspiritmutua.com\/ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Inspirit Mutua<\/a><\/strong> et portem els consells claus perqu\u00e8 <strong>puguis estalviar sense adonar-te\u2019n i aconsegueixis comprar-te all\u00f2 que tant desitges, fer el viatge dels teus somnis o, simplement, tenir un coix\u00ed<\/strong> perqu\u00e8 puguis estar tranquil o tranquil\u00b7la passi el que passi. Som-hi!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Utilitza SAVINS per estalviar<\/h2>\n\n\n\n<p>Com segur que ja saps, a <a href=\"https:\/\/apps.apple.com\/es\/app\/savins\/id1567379507\" target=\"_blank\" rel=\"noopener\">l\u2019App Store<\/a> o al <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.coinscrap.savins&amp;gl=ES\" target=\"_blank\" rel=\"noopener\">Play Store<\/a> podr\u00e0s trobar un munt d\u2019aplicacions que et permeten <strong>estalviar aplicant diverses t\u00e8cniques<\/strong>. Una d\u2019aquestes aplicacions \u00e9s <strong>SAVINS<\/strong>. A SAVINS tu decideixes quin import vols estalviar i per a qu\u00e8. Per aconseguir-ho, pots establir diverses regles d\u2019estalvi:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Arrodoniment<\/strong>: cada vegada que facis una compra, arrodoneix l\u2019import i afegeix el sobrant a l\u2019aplicaci\u00f3.<\/li><li><strong>Aportaci\u00f3 peri\u00f2dica<\/strong>: fes aportacions peri\u00f2diques per estalviar cada mes.<\/li><li><strong>Estalvi <em>hot<\/em><\/strong>: quan desitgis, podr\u00e0s afegir l\u2019import que vulguis a l\u2019aplicaci\u00f3.<\/li><li><strong>N\u00f2mina<\/strong>: estalviar\u00e0s el percentatge que desitgis de la teva n\u00f2mina.<\/li><li><strong>Sense nicotina<\/strong>: cada vegada que fumis, paga la cigarreta afegint l\u2019import a l\u2019<em>app<\/em>.<\/li><li><strong>Sense cafe\u00efna<\/strong>: cada caf\u00e8 que no prens es converteix en un import estalviat.<\/li><li><strong>Etc<\/strong>.<\/li><\/ul>\n\n\n\n<p><strong>Pacta un objectiu financer<\/strong><\/p>\n\n\n\n<p>A <strong>SAVINS<\/strong> <strong>podr\u00e0s escollir quin import estalviar i per a qu\u00e8<\/strong>, per\u00f2 l\u2019aplicaci\u00f3 et demanar\u00e0 que, en funci\u00f3 d\u2019all\u00f2 que desitges, marquis un dels 3 objectius seg\u00fcents:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Desitjos i capricis<\/strong>: es tracta d\u2019un objectiu concret. Si el termini \u00e9s menor a un any, l\u2019import estalviat es diposita en una asseguran\u00e7a de vida-estalvi, on la rendibilitat est\u00e0 garantida. Pots finalitzar l\u2019objectiu d\u2019estalvi quan vulguis sense cap penalitzaci\u00f3 per rescat. Si l\u2019objectiu \u00e9s major d\u2019un any i vols treure una rendibilitat extra als teus estalvis, podr\u00e0s escollir altres opcions d\u2019inversi\u00f3 amb major potencial de rendibilitat a dins de la mateixa asseguran\u00e7a de vida-estalvi, on tu assumeixes el risc de la inversi\u00f3.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Estalvi per estar tranquil o tranquil\u00b7la<\/strong>: \u00e9s recomanable tenir 6 mesos de salari acumulats en estalvi per a poder enfrontar-se als imprevistos que puguin sorgir-te. Per a aquesta opci\u00f3, nom\u00e9s has de determinar l\u2019import i la manera en qu\u00e8 prefereixes estalviar.<\/li><\/ul>\n\n\n\n<p><strong>Com funciona el sistema d\u2019estalvi a l\u2019<em>app<\/em> de SAVINS?<\/strong><\/p>\n\n\n\n<p>\u00c9s molt f\u00e0cil. L\u2019estalvi de l\u2019<em>app<\/em> funciona de manera setmanal. Cada divendres, <strong>SAVINS<\/strong> comprovar\u00e0 que has acumulat l\u2019import que t\u2019has marcat, per exemple, 10\u20ac. <strong>Si el divendres has superat aquests 10\u20ac entre totes les teves regles d\u2019estalvi, es far\u00e0 la teva aportaci\u00f3<\/strong>, que es carregar\u00e0 al teu compte d\u2019estalvi entre el dilluns i el dimecres de la setmana seg\u00fcent.<\/p>\n\n\n\n<p><strong>Per tal de saber quin import portes acumulat<\/strong>, pots visualitzar-lo a la secci\u00f3 \u201c<strong>Moviments<\/strong>\u201d, a dins de \u201c<strong>Estalvi Virtual Acumulat<\/strong>\u201d.<\/p>\n\n\n\n<p><strong>A qu\u00e8 esperes per estalviar? Ja no tens excusa!<\/strong><\/p>\n\n\n\n<p><strong>Descarrega SAVINS per <\/strong><a href=\"https:\/\/apps.apple.com\/es\/app\/savins\/id1567379507\" target=\"_blank\" rel=\"noopener\"><strong>iOS<\/strong><\/a><strong> o <\/strong><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.coinscrap.savins&amp;gl=ES\" target=\"_blank\" rel=\"noopener\"><strong>Android<\/strong><\/a><strong> GRATIS!<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/09\/descarrega-savins.png\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/09\/descarrega-savins.png\" alt=\"\" class=\"wp-image-29793\" width=\"663\" height=\"647\" srcset=\"https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/09\/descarrega-savins.png 589w, https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/09\/descarrega-savins-300x293.png 300w\" sizes=\"(max-width: 663px) 100vw, 663px\" \/><\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Aplicacions com SAVINS t&#8217;ajuden a estalviar per a poder-te comprar el capritx que tant desitges o fer el viatge dels teus somnis. Descobreix-la!<\/p>\n","protected":false},"author":8,"featured_media":29795,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[631,39,15,629,10,86,632,630],"class_list":["post-29791","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assegurances-joves","tag-app-destalvi","tag-assegurances","tag-estalvi","tag-estalviar","tag-inspirit-mutua","tag-la-mutua-dels-enginyers","tag-pla-destalvi-virtual","tag-savins"],"_links":{"self":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts\/29791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/comments?post=29791"}],"version-history":[{"count":4,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts\/29791\/revisions"}],"predecessor-version":[{"id":29797,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts\/29791\/revisions\/29797"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/media\/29795"}],"wp:attachment":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/media?parent=29791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/categories?post=29791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/tags?post=29791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}