{"id":29723,"date":"2023-04-14T12:56:28","date_gmt":"2023-04-14T10:56:28","guid":{"rendered":"https:\/\/blog.inspiritmutua.com\/cat\/?p=29723"},"modified":"2023-04-14T13:03:08","modified_gmt":"2023-04-14T11:03:08","slug":"obligatoria-asseguranca-per-a-llogaters","status":"publish","type":"post","link":"https:\/\/blog.inspiritmutua.com\/cat\/obligatoria-asseguranca-per-a-llogaters\/","title":{"rendered":"\u00c9s obligat\u00f2ria l\u2019asseguran\u00e7a per a llogaters?"},"content":{"rendered":"\n<p>T\u2019acabes d\u2019independitzar. Ja has acabat d\u2019organitzar les mil caixes que tenies tirades per tot arreu i mentre descanses al sof\u00e0, et fas la seg\u00fcent pregunta: <strong>si pass\u00e9s qualsevol cosa amb el pis, qui s\u2019hauria de fer c\u00e0rrec? Seria el propietari o propiet\u00e0ria, o hauria de ser jo?<\/strong><\/p>\n\n\n\n<p>B\u00e9, aquesta pregunta \u00e9s molt habitual. Segur que no ha estat gens f\u00e0cil trobar un pis decent amb el teu pressupost i et preocupa desemborsar m\u00e9s diners. <strong>Comptar amb una asseguran\u00e7a per a llogaters no \u00e9s obligatori, per\u00f2 podr\u00e0 estalviar-te molts diners en el futur.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">En qu\u00e8 em pot ajudar l\u2019asseguran\u00e7a per a llogaters?<\/h2>\n\n\n\n<p>Com a llogater, tens la responsabilitat de cuidar la llar i mantenir-la en un bon estat. Tanmateix, en el cas que es produeixi qualsevol mena de dany o haver produ\u00eft de manera involunt\u00e0ria danys als habitatges del teu voltant, <strong>podr\u00e0s estar obligat o obligada a pagar una indemnitzaci\u00f3<\/strong>. De la mateixa manera, imagina que entren a robar al pis. \u00c9s possible que el propietari o propiet\u00e0ria tingui una asseguran\u00e7a de la llar que cobreixi els robatoris, per\u00f2 no cobriria els teus efectes personals, com l\u2019ordinador o la tele que has comprat tu. Nom\u00e9s cobrir\u00e0 aquells b\u00e9ns materials que el propietari va deixar al pis, com poden ser els mobles.<\/p>\n\n\n\n<p><strong>L\u2019asseguran\u00e7a cobrir\u00e0 all\u00f2 que m\u00e9s vulguis protegir<\/strong>, \u00e9s a dir, <strong>s\u2019adaptar\u00e0 a les teves necessitats<\/strong>, tant si vols assegurar el contingut, el continent o ambd\u00f3s. Tanmateix, all\u00f2 que \u00e9s m\u00e9s com\u00fa assegurar \u00e9s:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Robatori.<\/li><li>Responsabilitat Civil.<\/li><li>Defensa jur\u00eddica en cas de tramitar alguna reclamaci\u00f3.<\/li><li>Danys provocats per aigua.<\/li><li>Recuperaci\u00f3 de la fian\u00e7a.<\/li><li>Canvis al pany per robatori de claus.<\/li><li>Atracament produ\u00eft fora de la llar.<\/li><li>Danys el\u00e8ctrics.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">L\u2019asseguran\u00e7a m\u2019ho cobrir\u00e0 tot?<\/h2>\n\n\n\n<p><strong>L\u2019asseguran\u00e7a no cobrir\u00e0 aquells sinistres que hagin estat provocats per tu<\/strong>. Per exemple, si et deixes el foc enc\u00e8s i es produeix un incendi, no estar\u00e0 cobert. All\u00f2 que sigui producte d\u2019un accident o provocat per mal estat, estar\u00e0 cobert. Si haguessis de marxar del pis per un sinistre, l\u2019asseguran\u00e7a et pagar\u00e0 les despeses de tenir una llar de substituci\u00f3, tot i que sempre dependr\u00e0 de la p\u00f2lissa contractada i les seves cobertures.<\/p>\n\n\n\n<p>A<strong> <\/strong><a href=\"https:\/\/www.inspiritmutua.com\/ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Inspirit Mutua<\/a> t\u2019oferim una <a href=\"https:\/\/www.serpreco.com\/particulars\/assegurances_de_danys_materials\/asseguranca_de_la_llar\" target=\"_blank\" rel=\"noreferrer noopener\">asseguran\u00e7a de la llar<\/a> per a llogaters a trav\u00e9s de <a href=\"https:\/\/www.serpreco.com\/ca\" target=\"_blank\" rel=\"noreferrer noopener\">Serpreco<\/a>, corredoria d\u2019assegurances de <a href=\"https:\/\/www.mutua-enginyers.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">La M\u00fatua dels Enginyers<\/a>. Dorm tranquil o tranquil\u00b7la passi el que passi.<\/p>\n\n\n\n<p><strong>Tens dubtes? Envia\u2019ns un\u00a0<\/strong><a href=\"https:\/\/wa.me\/message\/AA7URW4D3M43K1\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>WhatsApp<\/strong><\/a><strong>\u00a0i t\u2019atendrem sense cap mena de comprom\u00eds.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/04\/asseguranca-per-a-llogaters.png\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/04\/asseguranca-per-a-llogaters-1024x683.png\" alt=\"\" class=\"wp-image-29727\" srcset=\"https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/04\/asseguranca-per-a-llogaters-1024x683.png 1024w, https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/04\/asseguranca-per-a-llogaters-300x200.png 300w, https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/04\/asseguranca-per-a-llogaters-768x512.png 768w, https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/04\/asseguranca-per-a-llogaters-1536x1024.png 1536w, https:\/\/blog.inspiritmutua.com\/cat\/wp-content\/uploads\/sites\/2\/2023\/04\/asseguranca-per-a-llogaters-2048x1366.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>T\u2019acabes d\u2019independitzar. Ja has acabat d\u2019organitzar les mil caixes que tenies tirades per tot arreu i mentre descanses al sof\u00e0, et fas la seg\u00fcent pregunta: si pass\u00e9s qualsevol cosa amb el pis, qui s\u2019hauria de fer c\u00e0rrec? Seria el propietari o propiet\u00e0ria, o hauria de ser jo?<\/p>\n","protected":false},"author":8,"featured_media":29725,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[545,605,454,604,10,86],"class_list":["post-29723","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assegurances-joves","tag-asseguranca-de-la-llar","tag-asseguranca-de-la-llar-per-a-llogaters","tag-asseguranca-per-a-joves","tag-asseguranca-per-a-llogaters","tag-inspirit-mutua","tag-la-mutua-dels-enginyers"],"_links":{"self":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts\/29723","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/comments?post=29723"}],"version-history":[{"count":4,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts\/29723\/revisions"}],"predecessor-version":[{"id":29729,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts\/29723\/revisions\/29729"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/media\/29725"}],"wp:attachment":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/media?parent=29723"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/categories?post=29723"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/tags?post=29723"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}