{"id":28968,"date":"2021-03-31T17:07:45","date_gmt":"2021-03-31T15:07:45","guid":{"rendered":"https:\/\/blog.inspiritmutua.com\/cat\/?p=28968"},"modified":"2021-12-28T11:29:18","modified_gmt":"2021-12-28T09:29:18","slug":"secret-segur-emprenedor","status":"publish","type":"post","link":"https:\/\/blog.inspiritmutua.com\/cat\/secret-segur-emprenedor\/","title":{"rendered":"El secret per a sentir-se segur si ets emprenedor\/a"},"content":{"rendered":"\n<p class=\"has-text-align-left\"><strong>L\u2019emprenedoria<\/strong> suposa el 5.5% de l&#8217;ocupaci\u00f3 total d&#8217;Espanya, per la qual cosa podem afirmar que es tracta d&#8217;un pa\u00eds d&#8217;emprenedors, segons la informe \u201cEmprenedoria i empreses joves que crean ocupaci\u00f3\u201d elaborat per <a href=\"http:\/\/www.cesgar.es\/\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">SGR-Cesgar<\/a>. L&#8217;activitat emprenedora est\u00e0 adoptant una tend\u00e8ncia positiva i en l&#8217;actualitat es posiciona com una de les vies per a desenvolupar l&#8217;activitat econ\u00f2mica i sortir de la crisi causada per la Covid-19; de cada 100 persones, 5,5 opten per aquesta via aut\u00f2noma de treball, segons l&#8217;informe.<\/p>\n\n\n\n<p class=\"has-text-align-left\">No obstant aix\u00f2, ser emprenedor significa <strong>exposar-te al risc<\/strong>. En aquest article t&#8217;expliquem quines assegurances has de contractar a l&#8217;hora d&#8217;assumir el repte de complir el teu somni de la manera m\u00e9s segura possible.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">Taula de continguts<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.inspiritmutua.com\/cat\/secret-segur-emprenedor\/#Asseguranca_de_Responsabilitat_Civil\" >Asseguran\u00e7a de Responsabilitat Civil<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.inspiritmutua.com\/cat\/secret-segur-emprenedor\/#Assegurances_dAlts_Carrecs_i_Directius\" >Assegurances d&#8217;Alts C\u00e0rrecs i Directius<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.inspiritmutua.com\/cat\/secret-segur-emprenedor\/#Assegurances_de_conveni_collectiu_obligatori\" >Assegurances de conveni col\u00b7lectiu obligatori<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.inspiritmutua.com\/cat\/secret-segur-emprenedor\/#Deixat_assessorar_pels_qui_vetllen_per_tu\" >Deixa&#8217;t assessorar pels qui vetllen per tu<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-text-align-left wp-block-heading\"><span class=\"ez-toc-section\" id=\"Asseguranca_de_Responsabilitat_Civil\"><\/span><strong>Asseguran\u00e7<\/strong><strong>a de Responsabilitat Civil<\/strong><strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-left\">A l&#8217;hora de dur a terme una idea, emprendre-la i materialitzar-la es poden cometre errors i fallades que ens perjudiquin a nosaltres mateixos i al nostre projecte, per\u00f2 tamb\u00e9 podem estar ofenent o danyant a tercers.<\/p>\n\n\n\n<p class=\"has-text-align-left\">En aquests casos \u00e9s de vital import\u00e0ncia comptar amb una asseguran\u00e7a de <a href=\"https:\/\/www.serpreco.com\/es\/empreses\/responsabilidad_civil\/responsabilidad_civil_profesional_start_ups\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">Responsabilitat Civil<\/a> concorde al projecte que es vol tirar endavant. Aquest protegeix del mal econ\u00f2mic causat a un tercer per les nostres accions, el qual pot arribar a denunciar o reclamar les conseq\u00fc\u00e8ncies derivades de la nostra activitat o negoci.<\/p>\n\n\n\n<h2 class=\"has-text-align-left wp-block-heading\"><span class=\"ez-toc-section\" id=\"Assegurances_dAlts_Carrecs_i_Directius\"><\/span><strong>Assegurances<\/strong><strong> d&#8217;Alts C\u00e0rrecs i Directius<\/strong><strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-left\"><br>Si vols ser emprenedor, per\u00f2 no vols caminar sol haur\u00e0s d&#8217;envoltar-te d&#8217;un equip de persones al qual poder delegar part del treball. En aquesta situaci\u00f3 s&#8217;han de tenir presents diferents riscos.<\/p>\n\n\n\n<p class=\"has-text-align-left\">Si et decideixes per crear una petita empresa o negoci haur\u00e0s de tenir protegida la teva responsabilitat com a administrador i alt c\u00e0rrec, at\u00e8s que prendre decisions empresarials, pot comportar reclamacions mercantils enfront dels teus socis, prove\u00efdors, clients, creditors\u2026 L&#8217;asseguran\u00e7a que amb el qual podr\u00e0s despreocupar-te \u00e9s el d&#8217;<a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.serpreco.com\/empreses\/responsabilitat_civil\/asseguranca_de_d_o\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">Alts C\u00e0rre<\/a><a href=\"https:\/\/www.serpreco.com\/empreses\/responsabilitat_civil\/asseguranca_de_d_o\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">c<\/a><a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.serpreco.com\/empreses\/responsabilitat_civil\/asseguranca_de_d_o\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"rank-math-link\">s i Directius<\/a>.<\/p>\n\n\n\n<h2 class=\"has-text-align-left wp-block-heading\"><span class=\"ez-toc-section\" id=\"Assegurances_de_conveni_collectiu_obligatori\"><\/span><strong>Assegurances<\/strong><strong> de conveni col<\/strong><strong>\u00b7<\/strong><strong>lectiu obligatori<\/strong><strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Comptar amb un equip motivat \u00e9s molt important. Si, a m\u00e9s est\u00e0 al teu c\u00e0rrec recorda revisar el conveni on els inscriur\u00e0s als teus treballadors i revisar si requereixen una <a href=\"https:\/\/www.serpreco.com\/empreses\/previsio_social\/vida_i_accidents\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"rank-math-link\">asseguran\u00e7a obligat\u00f2ria<\/a> per a cobrir i indemnitzar al treballador en cas de defunci\u00f3 invalidesa per accident laboral.<\/p>\n\n\n\n<h2 class=\"has-text-align-left wp-block-heading\"><span class=\"ez-toc-section\" id=\"Deixat_assessorar_pels_qui_vetllen_per_tu\"><\/span><strong>Deixa&#8217;t assessorar pels qui vetllen per tu<\/strong><strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Cal recordar que un emprenedor, tamb\u00e9 \u00e9s persona, per tant \u00e9s important revisar i tenir present les assegurances personals. A Inspirit M\u00fatua ens dediquem a vetllar per la teva salut, ja sigui front una malaltia (salut o baixa laboral) o una desgr\u00e0cia (vida, accidents&#8230;).<\/p>\n\n\n\n<p class=\"has-text-align-left\">Deixa&#8217;t assessorar per nosaltres tant en el nivell professional com en el personal i garanteix la teva tranquil\u00b7litat i seguretat com la de les persones que estimes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Espanya \u00e9s un pa\u00eds d&#8217;emprenedors, i cada vegada m\u00e9s gent opta per emprendre el seu propi negoci. T&#8217;expliquem quines assegurances has de tenir en compte a l&#8217;hora d&#8217;assumir el repte de complir el teu somni. <\/p>\n","protected":false},"author":6,"featured_media":28969,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[132],"tags":[472,356,290,93,67],"class_list":["post-28968","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-emprendre-i-treballar","tag-assegurances-per-a-joves","tag-assegurances-per-emprenedors","tag-consells-per-a-emprenedors","tag-emprenedors","tag-joves-emprenedors"],"_links":{"self":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts\/28968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/comments?post=28968"}],"version-history":[{"count":1,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts\/28968\/revisions"}],"predecessor-version":[{"id":28970,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/posts\/28968\/revisions\/28970"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/media\/28969"}],"wp:attachment":[{"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/media?parent=28968"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/categories?post=28968"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.inspiritmutua.com\/cat\/wp-json\/wp\/v2\/tags?post=28968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}